{"id":417,"date":"2016-01-06T13:00:40","date_gmt":"2016-01-06T13:00:40","guid":{"rendered":"https:\/\/lancasterclements.co.uk\/?p=417"},"modified":"2015-11-30T21:56:28","modified_gmt":"2015-11-30T21:56:28","slug":"pension-top-up-window-open","status":"publish","type":"post","link":"https:\/\/www.lancasterclements.co.uk\/pension-top-up-window-open\/","title":{"rendered":"Pension top up window open"},"content":{"rendered":"<h1>Pension top up window open<\/h1>\n<p>The short 18 month window to make Class 3A voluntary contributions has commenced and will run to 5 April 2017.<\/p>\n<p>Class 3A allows existing pensioners and those reaching State Pension age before 6 April 2016 to improve their retirement income by purchasing extra State Pension. Pensioners can purchase additional State Pension of up to a maximum of \u00a325 per week.<\/p>\n<p>From 6 April 2016 a single tier flat-rate pension will be introduced for people who reach State Pension age from that date. Class 3A is designed to help people who have not been able to build much State Pension before the single tier pensionis introduced.<\/p>\n<p>Illustrations of the cost for different ages can be found at\u00a0<a href=\"http:\/\/www.gov.uk\/state-pension-topup\"><strong>www.gov.uk\/state-pension-topup<\/strong>.<\/a><\/p>\n<p>As an example, the cost for a person aged 65 to receive an additional \u00a35 pension a week would be \u00a34,450. Prices are lower for older pensioners because they are more likely to have a shorter life at retirement when they start paying Class 3A.<\/p>\n<p>Class 3A is not a replacement for Class 3 Voluntary National Insurance contributions whereby workers can fill certain gaps in their contribution records. The government advises pensioners to ensure that they have full entitlement to the basic payment before purchasing the new top up.<\/p>\n<p>If you would like any help to steer you through these changes potentially complex \u00a0and how they impact on you, please\u00a0<a href=\"https:\/\/lancasterclements.co.uk\/contact-us\/\">contact us<\/a>.<\/p>\n<p>If you want to read more about the various topics and services we provide, then please go through our <a href=\"https:\/\/lancasterclements.co.uk\/faqs\/\">FAQs<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Pension top up window open The short 18 month window to make Class 3A voluntary contributions has commenced and will run to 5 April 2017. Class 3A allows existing pensioners and those reaching State Pension age before 6 April 2016 to improve their retirement income by purchasing extra State Pension. Pensioners can purchase additional State [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[33],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pension top up window<\/title>\n<meta name=\"description\" content=\"Accountants in West Midlands, Wolverhampton, Birmingham, Warwickshire, Walsall, Cannock, Telford, Henley in Arden, Dudley advising on pension top up\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lancasterclements.co.uk\/pension-top-up-window-open\/\" \/>\n<meta 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